Howell-Peak, Richard Howell-Peak Economic Reconfiguration I don't play a lot of video games, but when I do it should come as no surprise that it will generally be strategy games. What inspired me to write this article was the game Victoria 3, which is set in... 11 Nov 2025 Economics
Howell-Peak, Richard Howell-Peak Margins and investment Some companies make better investments than others. One of the main signals to look for is the margins they operate on. Compare for example, a software company with a hairdressers. WARNING, there will... 11 Nov 2025 Economics
Howell-Peak, Richard Howell-Peak Demand is not price Not sure if you remember these things: which at the height of the NFT craze were changing hands upwards of $344,000 USD. At the time of writing you can pick them up for around $20,000 - and bear in mi... 9 Nov 2025 Economics
Howell-Peak, Richard Howell-Peak The problem with capitalism As I am writing now, sipping a latte in a Starbucks cafe in Mexico City, I reflect upon the wonders of capitalism, and its obvious flaws. For your sanity I will just compare capitalism to the obvious ... 11 Oct 2025 Economics
Howell-Peak, Richard Howell-Peak Why I don't invest in crypto, yet If you've read any of my articles you'll know I'm an advocate of alternative assets, and crypto-currency would seem to be a natural fit for that. The underlying technology is sound Now while I have se... 5 Oct 2025 Economics
Howell-Peak, Richard Howell-Peak Why it's hard to beat the market What do we mean by "the market" Typically this refers to a wide range of stocks that can be traded. Often this is filtered by market cap, so maybe we consider the largest 500 companies in the US for e... 2 Oct 2025 Economics
Howell-Peak, Richard Howell-Peak ETF Bubble What are ETFs? It stands for "Exchange Traded Funds". These are automated funds that operate electronically with no manual oversight. How do they work? Investors can purchase a share in an ETF on a br... 7 Sept 2025 Economics
Howell-Peak, Richard Howell-Peak My Investment Philosophy My investment philosophy essentially boils down to "value creation" over "speculation". What is economic value? I think this is crucial to an understanding ultimately of what money is, or what it repr... 7 Sept 2025 Economics