Howell-Peak Family, Richard Howell-Peak The problem with capitalism As I am writing now, sipping a latte in a Starbucks cafe in Mexico City, I reflect upon the wonders of capitalism, and its obvious flaws. For your sanity I will just compare capitalism to the obvious ... 11 Oct 2025 Economics
Howell-Peak Family, Richard Howell-Peak Why I don't invest in crypto, yet If you've read any of my articles you'll know I'm an advocate of alternative assets, and crypto-currency would seem to be a natural fit for that. The underlying technology is sound Now while I have se... 5 Oct 2025 Economics
Howell-Peak Family, Richard Howell-Peak Why it's hard to beat the market What do we mean by "the market" Typically this refers to a wide range of stocks that can be traded. Often this is filtered by market cap, so maybe we consider the largest 500 companies in the US for e... 2 Oct 2025 Economics
Howell-Peak Family, Richard Howell-Peak ETF Bubble What are ETFs? It stands for "Exchange Traded Funds". These are automated funds that operate electronically with no manual oversight. How do they work? Investors can purchase a share in an ETF on a br... 7 Sept 2025 Economics
Howell-Peak Family, Richard Howell-Peak My Investment Philosophy My investment philosophy essentially boils down to "value creation" over "speculation". What is economic value? I think this is crucial to an understanding ultimately of what money is, or what it repr... 7 Sept 2025 Economics