Howell-Peak Family, Richard Howell-Peak Why it's hard to beat the market What do we mean by "the market" Typically this refers to a wide range of stocks that can be traded. Often this is filtered by market cap, so maybe we consider the largest 500 companies in the US for e... 2 Oct 2025 Economics
Howell-Peak Family, Richard Howell-Peak ETF Bubble What are ETFs? It stands for "Exchange Traded Funds". These are automated funds that operate electronically with no manual oversight. How do they work? Investors can purchase a share in an ETF on a br... 7 Sept 2025 Economics
Howell-Peak Family, Richard Howell-Peak My Investment Philosophy My investment philosophy essentially boils down to "value creation" over "speculation". What is economic value? I think this is crucial to an understanding ultimately of what money is, or what it repr... 7 Sept 2025 Economics
Howell-Peak Family, Richard Howell-Peak My Software Engineering Philosophy My basic approach to software engineering is waste management. I've worked in development teams that were extremely high-pressure, with constant demand for new things and everything being rushed. Ther... 7 Sept 2025
Howell-Peak Family, Richard Howell-Peak Bad Assumptions We've all been there, you've got 3 minutes to leave the house or you're going to be late, but reality is playing another cruel joke on you, you can't find your keys. You know that you had them last ni... 27 Oct 2024 Strategy
Howell-Peak Family, Richard Howell-Peak Simon Stone's future still in doubt Article after article has been written about Erik Ten Hag, yet Simon Stone is no closer to actually getting anything factually correct. The context After numerous false predictions during his first tw... 9 Oct 2024 Football
Howell-Peak Family, Richard Howell-Peak Why Strategy? The secret to happiness? I don't think it's an exaggeration to say that happiness is difficult to achieve without strategy. This might sound a bit strange until you start unpacking what strategy actua... 7 Sept 2024 Strategy